Mortgage Rates | Mutual Savings & Loan

Effective: 05/25/2023

Bi-weekly Conventional Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed 6.750% 0 0 6.828% 95%
25 Year Fixed 6.250% 0 0 6.334% 95%
20 Year Fixed 6.250% 0 0 6.348% 95%
15 Year Fixed 6.000% 0 0 6.121% 95%

 

Monthly Conventional Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed Call for Rates 0 0 Call for Rates 95%
25 Year Fixed Call for Rates 0 0 Call for Rates 95%
20 Year Fixed Call for Rates 0 0 Call for Rates 95%
15 Year Fixed Call for Rates 0 0 Call for Rates 95%

 

Bi-weekly Jumbo Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed 6.750% 0 0 6.784% 80%
25 Year Fixed 6.250% 0 0 6.287% 80%
20 Year Fixed 6.250% 0 0 6.293% 80%
15 Year Fixed 6.000% 0 0 6.053% 80%

 

Monthly Jumbo Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed Call for Rates 0 0 Call for Rates 80%
25 Year Fixed Call for Rates 0 0 Call for Rates 80%
20 Year Fixed Call for Rates 0 0 Call for Rates 80%
15 Year Fixed Call for Rates 0 0 Call for Rates 80%

 

Construction/Permanent Bi-weekly Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed 6.750% 0 0 6.863% 95%
25 Year Fixed 6.250% 0 0 6.372% 95%
20 Year Fixed 6.250% 0 0 6.391% 95%
15 Year Fixed 6.000% 0 0 6.174% 95%

 

Construction/Permanent Monthly Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed Call for Rates 0 0 Call for Rates 95%
25 Year Fixed Call for Rates 0 0 Call for Rates 95%
20 Year Fixed Call for Rates 0 0 Call for Rates 95%
15 Year Fixed Call for Rates 0 0 Call for Rates 95%

 

Construction/Permanent Bi-weekly Jumbo Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed 6.750% 0 0 6.793% 80%
25 Year Fixed 6.250% 0 0 6.297% 80%
20 Year Fixed 6.250% 0 0 6.304% 80%
15 Year Fixed 6.000% 0 0 6.067% 80%

 

Construction/Permanent Monthly Jumbo Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed Call for Rates 0 0 Call for Rates 80%
25 Year Fixed Call for Rates 0 0 Call for Rates 80%
20 Year Fixed Call for Rates 0 0 Call for Rates 80%
15 Year Fixed Call for Rates 0 0 Call for Rates 80%

 

Investment Properties

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
10 Year Fixed 6.625% 0 0 6.723% 70%
15 Year Fixed 7.000% 0 0 7.071% 70%
20 Year Fixed 7.250% 0 0 7.307% 70%

1-4 Family Properties Only

30 Year Fixed

7.000% 0 0 7.044% 70%

 

Above Annual Percentage Rates based on Loan to Value of 80%.
Based on Conventional Loan Amount of $165,000 and Jumbo Loan Amount of $650,000.00.
PMI is required for all loans over 80% loan to value.

PLEASE CALL FOR COMPLETE DETAILS.

ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE