Mortgage Rates | Mutual Savings & Loan

Effective: 02/07/2023

Bi-weekly Conventional Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed 5.500% 0 0 5.572% 95%
25 Year Fixed 5.375% 0 0 5.455% 95%
20 Year Fixed 5.375% 0 0 5.469% 95%
15 Year Fixed 4.750% 0 0 4.866% 95%

 

Monthly Conventional Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed Call for Rates 0 0 Call for Rates 95%
25 Year Fixed Call for Rates 0 0 Call for Rates 95%
20 Year Fixed Call for Rates 0 0 Call for Rates 95%
15 Year Fixed Call for Rates 0 0 Call for Rates 95%

 

Bi-weekly Jumbo Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed 5.500% 0 0 5.532% 80%
25 Year Fixed 5.375% 0 0 5.410% 80%
20 Year Fixed 5.375% 0 0 5.416% 80%
15 Year Fixed 4.750% 0 0 4.801% 80%

 

Monthly Jumbo Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed Call for Rates 0 0 Call for Rates 80%
25 Year Fixed Call for Rates 0 0 Call for Rates 80%
20 Year Fixed Call for Rates 0 0 Call for Rates 80%
15 Year Fixed Call for Rates 0 0 Call for Rates 80%

 

Construction/Permanent Bi-weekly Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed 5.500% 0 0 5.604% 95%
25 Year Fixed 5.500% 0 0 5.617% 95%
20 Year Fixed 5.500% 0 0 5.637% 95%
15 Year Fixed 5.250% 0 0 5.420% 95%

 

Construction/Permanent Monthly Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed Call for Rates 0 0 Call for Rates 95%
25 Year Fixed Call for Rates 0 0 Call for Rates 95%
20 Year Fixed Call for Rates 0 0 Call for Rates 95%
15 Year Fixed Call for Rates 0 0 Call for Rates 95%

 

Construction/Permanent Bi-weekly Jumbo Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed 5.500% 0 0 5.540% 80%
25 Year Fixed 5.500% 0 0 5.545% 80%
20 Year Fixed 5.500% 0 0 5.552% 80%
15 Year Fixed 5.250% 0 0 5.315% 80%

 

Construction/Permanent Monthly Jumbo Mortgages

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
30 Year Fixed Call for Rates 0 0 Call for Rates 80%
25 Year Fixed Call for Rates 0 0 Call for Rates 80%
20 Year Fixed Call for Rates 0 0 Call for Rates 80%
15 Year Fixed Call for Rates 0 0 Call for Rates 80%

 

Investment Properties

Loan Type Interest Rate % Discount Points % Origination Fee % APR % Maximum LTV Ratio
10 Year Fixed 6.375% 0 0 6.473% 70%
15 Year Fixed 6.500% 0 0 6.570% 70%
20 Year Fixed 6.875% 0 0 6.932% 70%

1-4 Family Properties Only

30 Year Fixed

6.500% 0 0 6.542% 70%

 

Above Annual Percentage Rates based on Loan to Value of 80%.
Based on Conventional Loan Amount of $165,000 and Jumbo Loan Amount of $650,000.00.
PMI is required for all loans over 80% loan to value.

PLEASE CALL FOR COMPLETE DETAILS.

ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE